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Home » General Liability Insurance

General Liability Insurance in Streamwood IL

a person stepping on a banana peel on the groundWhat Is General Liability Insurance? 

General liability insurance may provide companies with financial protection against common risks. This type of insurance may help cover costs associated with bodily injury, property damage and advertising injuries your business may inadvertently cause. For personalized guidance and general liability insurance quotes, contact Ramos Insurance in Streamwood, Illinois. 

What General Liability Insurance Covers 

General liability insurance is designed to provide a safety net for businesses by potentially helping to cover the following: 

  • Legal fees—This may assist in a lawsuit for covered claims. 
  • Medical expenses—Can help cover costs if someone is injured on your business premises. 
  • Property damage—This may help with expenses if your business causes damage to someone else’s property. 
  • Advertising injuries—Might assist with costs stemming from claims like slander or copyright infringement. 

For detailed information tailored to your business needs, consulting with a general liability insurance broker like Ramos Insurance can offer clarity and direction. 

Who Needs General Liability Insurance 

Virtually every business can benefit from general liability insurance, specifically the following: 

  • Retailers may face risks from customer injuries on premises. 
  • Service providers could be liable for property damages during operations. 
  • Home-based businesses might need protection beyond typical homeowner’s insurance. 
  • Freelancers may encounter client property damage or advertising injury claims. 

General liability insurance serves as a fundamental layer of protection for businesses across various sectors. The specific needs and risks associated with your business activities can be better understood by reaching out to a professional broker. 

Contact Us 

Contact Ramos Insurance today for a personalized general liability insurance quote.

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